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Northbridge

US lending marketplace

Find Loan Options That Fit Your Financial Needs

Explore personal loan options from our network of lending partners, including solutions for a wide range of credit profiles.

Apply Now Explore Loan Options

Applying does not guarantee approval. Loan approval, terms, APR, fees, and funding are determined by participating lenders and may vary based on eligibility.

Two people reviewing personal loan options together on a laptop

How it works

Four steps from request to decision. We handle the matching; lenders make the credit decisions.

  1. Step 1. Tell us what you need
    Choose an amount, a purpose, and a repayment period that fits your budget.
  2. Step 2. Submit your application
    One secure online form. No paperwork to print, no branch visit.
  3. Step 3. Review available options
    We share your request with partners whose published criteria your request may fit.
  4. Step 4. Choose an option
    If a partner makes an offer, you complete that lender's own process directly with them.

Start with what you need

Set an amount, purpose, and credit range. We carry these into your application — nothing here is an offer or a decision.

$10,000
$500$50,000
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Selecting a credit range does not mean you qualify. Eligibility is determined by each lender.

Why choose us

  • Multiple lending partners

    A network of national and regional lenders with different underwriting approaches.

  • Simple online application

    A guided five-step form that takes most applicants a few minutes.

  • A broad range of credit profiles

    Partners consider excellent, good, fair, and rebuilding credit histories.

  • Secure application process

    Your information is transmitted over encrypted connections and handled responsibly.

  • Transparent terms

    Fees, APR, and repayment terms come directly from the lender before you accept anything.

  • Payment protection options

    Optional protection is available on eligible loan products where you qualify.

Optional add-on

Optional Payment Protection

Eligible borrowers may have access to a payment protection product designed to help with qualifying financial hardships, subject to terms, eligibility requirements, exclusions, and applicable fees. It is never automatically included and is never required to apply for or receive a loan.

Learn About Payment Protection
What it covers
Up to 6 monthly payments per qualifying event, up to 12 payments over the life of the loan.
Eligibility
Eligible loan products and states only, confirmed at enrollment.
Cost
A small percentage of your monthly payment, disclosed before you enroll.
Exclusions
Pre-existing conditions, voluntary resignation, self-employment loss of income, seasonal or contract end-of-term, and events occurring during the waiting period.
Cancellation
Cancel any time. Cancel within 30 days of enrollment for a full refund of fees paid; after that, cancellation applies going forward.
Claims
Submit a claim request with supporting documentation. Claims are reviewed by the plan administrator, not by the marketplace.

Explore U.S. lenders

Browse popular online lenders, banks, and credit unions in our informational directory. Listed companies are not necessarily our partners, and we do not send applications to them based on this listing.

Browse lender directory

Security & privacy

Secure application
Your application is submitted over an encrypted connection.
Data protection
Applicant data is stored with access controls and audit logging.
Privacy-focused
We share information only with partners relevant to your request.
Responsible handling
Staff access is role-based and every change is recorded.

Frequently asked questions

See all questions

Ready to explore your options?

It takes a few minutes to apply. Submitting an application is not an approval.

Apply Now